Compare LIC’s Jeevan Rakshak Plan with other insurance plans and buy. Check details, benefits, eligibility, documentation and read reviews at PolicyBazaar. Jeevan Rakshak (Plan ) is a regular premium paying Endowment Assurance plan from LIC of India. Read complete details with calculators. LIC is going to launch new plan – Jeevan Rakshak, Table No Plan introduce on 19 August and can also be known as Aam Aadami.

Author: Tulkree Malarr
Country: Bahamas
Language: English (Spanish)
Genre: Environment
Published (Last): 8 February 2008
Pages: 191
PDF File Size: 12.34 Mb
ePub File Size: 2.89 Mb
ISBN: 722-2-20324-943-2
Downloads: 22247
Price: Free* [*Free Regsitration Required]
Uploader: Menris

These should not be construed as investment advice or ra,shak opinion. Reply Ashanand Singh Jan 10, Are you aware of this interesting fact about bank FDs?

Accident Benefit Rider is available as 872 optional rider by payment of additional premium. If your investment horizon is long term, consider investing in equity mutual funds. Kindly read my articles: Best Term insurance plans Term insurance Vs Traditional plans.

LIC Jeevan Rakshak (New Plan) – Review & Returns Calculation

So, kindly first analyze do you have sufficient life insurance coverage before opting for this kind of plan. Kindly note these important points before opting for Jeevan Rakshak: I paid half yearly for 15 year for after the end of my policy for 15year…how much paid back to me at that time???

He goes in for the plan with the following: Kindly go through this article: Best investment options in India. Reply syam Aug 27, 9: This affordable as premiums are as low as Rs. Since the plan has completed 5 policy years, it is eligible to receive Loyalty Additions. As the name suggests the plan offers life insurance as well as maturity benefit. Dear Yogesh, It is advisable to avoid buying Traditional plans.


All the theories are applicable to those who understand financial planning and go for it. Dear Yogesh, As mentioned in my previous reply, do not buy these kind of traditional plans. It is a one time payment. Documents required for this Policy To buy this policy the person needs to give an application or proposal 287 with precise medical history and know your customer document which rakshaak commonly known as KYC document.

Reply Jay Mar 8, 7: Things you must know. The premium paying term also known as PPT in years is always equal to the policy term. You can get the benefit of surrendering the policy or termination benefit but there are some rules and regulations on it.

Life Insurance Corporation of India – Jeevan Rakshak

Under this policy, the full amount assured shall not go beyond 2 lakhs. If Anurag dies after 15 policy years His nominee gets the highest of the following:.

When you complete the maturity age the policy offers you the Basic Sum Assured with loyalty additions if applicable. Rakshxk can proudly say that i have convinced around 52 families to take term insurance in the last 3 years.

I liked your comments.

I want to confirm if i pay only so how will i get the money after 10 years. There are some additional benefits which you can take in the rakshao of riders. We can not judge what is sufficient for whom sitting here on blog. Dear sir my name is manjunatha. It is as told by my agent. Pl tell me if something is wrong in this.

His spouse and kid s may be dependent on him for all their financial needs. Basic premium is mentioned below without tax included.

LIC Jeevan Rakshak (Plan ) – Details with Premium and Benefit Calculators – Insurance Funda

The highest of the above is Rs. Husband will be a sole bread winner with an income of say Rs10, pm.


Dear Seekanth Reddy, my relation joined a policy jeevan rakshak plan at that age is 33 years, male year sum assured is 2 lac term 15 year premium. The premiums defined 87 exclude service tax, extra premium and Accident Benefit rider premium, if any. According to the experts, this policy is very popular and most of the people consider buying this plan as it offers many benefits to the policyholder.

Top Online Term insurance plans. 872 plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder. If you are the policyholder then you are given 30 days of time to pay your premium if you are not paying on time then this policy tends to lapse. Here we have assumed the current tax rate of 4.

Dear Sreekanth, few days before only i joined this plan Maturity amt 1. If agents scribes death benefits people ask him to get lost.

The minimum sum assured per life is 75, rupees and the maximum of rupees. Simple term plan this is not refundable money, it will be benefit after death of survivor, which is generally you discussed on your blog, and i am aware this.

Author: admin